Four plain-English guides to the building blocks of retirement tax planning. Start with the fundamentals, then see how the offset strategies put them to work.
What a conversion is, the tax it triggers, the rules that govern it, and the moves high earners use when they're phased out of direct Roth contributions.
Read the guide →How an SDIRA holds real estate and other alternatives under the same tax rules — and the prohibited-transaction lines that keep it compliant.
Read the guide →How each account is taxed on the way out, the surcharges that ambush high earners, and the withdrawal order that keeps more of your money.
Read the guide →The advanced toolkit: routing more into Roth, absorbing a conversion with same-year deductions, and the capital-gains and charitable moves that compound the savings.
Read the guide →Ready to put the fundamentals to work?